Richard Schmidt & Assoc
1601 Veterans Hwy # 410
Islandia, NY 11749-1528
Phone: (631) 348-1030 | Fax: (631) 348-0230
Islandia families can depend on Richard Schmidt & Assoc to provide guidance and answer any questions. Their office location is 1601 Veterans Hwy # 410 or call (631) 348-1030 to talk with a representative. Servicing Islandia and the entire Suffolk county region.
If you're trying to find insurance agents in Islandia, NY or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Richard Schmidt & Assoc may be able to help you determine the insurance policy that's right for your specific needs.
- When shopping for car insurance in Islandia, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in Islandia, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.