Richard T James Insurance
1252 Ellis St
Bellingham, WA 98225-5205
Phone: (360) 676-0224 | Fax: (360) 671-3894
Richard T James Insurance provides residents of Bellingham with advice and guidance to help them meet their insurance needs. Call (360) 676-0224 for a no obligation quote or stop by at 1252 Ellis St. Servicing Bellingham and the entire Whatcom county region.
Looking for insurance agents in Bellingham, WA or just trying to lower your premiums? These tips may help.
- Richard T James Insurance may be able to help you find the best insurance rates in Washington. By using a local Bellingham insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Bellingham car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Bellingham home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Bellingham policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.