Richards & Summers Inc
270 Sparta Ave # 202
Sparta, NJ 07871-1122
Phone: (973) 729-8200 | Fax: (973) 729-5537
Sparta residents can count on Richards & Summers Inc to give a helping hand when purchasing insurance. Call (973) 729-8200 to talk to an agent or stop by at 270 Sparta Ave # 202. Serving the greater Sparta area and beyond.
If you're trying to find insurance agents in Sparta, NJ or just looking to lower your rates we can help. These tips may help.
- Richards & Summers Inc may be able to help you find the best insurance rates in New Jersey. By using a local Sparta insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Sparta car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Sparta property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in New Jersey should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.