Rick Allgeier Agency
5910 Bardstown Rd
Louisville, KY 40291-1957
Phone: (502) 231-8229 | Fax: (502) 231-8244
Rick Allgeier Agency is dedicated to protecting Louisville families with at a price you can afford with professional service. Visit their office at 5910 Bardstown Rd or call (502) 231-8229 for risk-free insurance quotes. Servicing Louisville and the entire Jefferson county region.
Searching for insurance agents in Louisville, Kentucky or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Rick Allgeier Agency can help you determine the proper coverages for your personal situation. Licensed Kentucky insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Louisville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Louisville and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Kentucky. Check with your Louisville agent to find out if that discount exists with your current company.