Rick Hamby Insurance
121 S NC 127 Hwy
Hickory, NC 28602-3500
Phone: (828) 328-2609 | Fax: (828) 328-1677
Hickory residents can count on Rick Hamby Insurance to give a helping hand when purchasing insurance. Call (828) 328-2609 to talk to an agent or stop by at 121 S NC 127 Hwy. Serving the greater Hickory area and beyond.
If you're trying to find insurance agents in Hickory, NC or just looking to lower your rates we can help. These tips may help.
- A neighborhood insurance services provider like Rick Hamby Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed North Carolina insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Hickory car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a house in Hickory and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your North Carolina insurance company, then you will be rewarded with lower rates.