Ripley & Motley Inc
10 N Pike St
Oakland, IL 61943-0000
Phone: (217) 346-2133 | Fax: (217) 346-2633
Ripley & Motley Inc provides residents of Oakland with advice and guidance to help protect assets. Visit their office at 10 N Pike St or call (217) 346-2133 for a no obligation quote. Serving the greater Oakland area and beyond.
Looking for insurance agents in Oakland, IL or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Ripley & Motley Inc can make it easier to determine the correct insurance coverages for your financial situation. Licensed Illinois insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Oakland is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Oakland. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.