Risk Management & Insurance
171 Saxony Rd
Encinitas, CA 92024-6775
Phone: (760) 436-9860
Risk Management & Insurance is dedicated to protecting Encinitas residents with at a price you can afford with professional service. Call (760) 436-9860 for risk-free insurance quotes or stop by at 171 Saxony Rd. Servicing Encinitas and the entire San Diego county region.
Searching for insurance agents in Encinitas, California or just trying to save money on insurance? These tips may help.
- Risk Management & Insurance may be able help you with your insurance needs in Encinitas. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Encinitas auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Encinitas and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.