Russell Banks Insurance Inc
520 Harper Ave NW
Lenoir, NC 28645-5073
Phone: (828) 754-0978
Russell Banks Insurance Inc provides residents of Lenoir with advice and guidance to help protect assets. Visit their office at 520 Harper Ave NW or call (828) 754-0978 for a no obligation quote. Serving the greater Lenoir area and beyond.
Looking for insurance agents in Lenoir, NC or just trying to lower your premiums? Here are some tips to keep in mind.
- Russell Banks Insurance Inc may assist you in finding North Carolina insurance coverage. With a local Lenoir insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Lenoir car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Lenoir home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some North Carolina insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Lenoir and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.