S Martin Johnson & Assoc LTD
13 Fifth Ave
Pelham, NY 10803-1501
Phone: (914) 738-1182 | Fax: (914) 738-1266
S Martin Johnson & Assoc LTD is dedicated to protecting Pelham consumers with affordably with professional service. Their office location is 13 Fifth Ave or call (914) 738-1182 anytime to talk to one of their friendly professionals. Serving Pelham and the greater Westchester county area. Our website provides more information and office hours.
Searching for insurance agents in Pelham, New York or just trying to save money on insurance? Here are some insurance buying best practices.
- S Martin Johnson & Assoc LTD is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Pelham car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Pelham home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in New York should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.