SMV Insurance
326 6th St
Ramona, CA 92065-2428
Phone: (760) 789-0070 | Fax: (760) 789-0078
SMV Insurance provides residents of Ramona with advice and guidance when making important insurance decisions. Their office is located at 326 6th St or call (760) 789-0070 to speak with an agent. Serving Ramona and the greater San Diego county area.
Looking for insurance agents in Ramona, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- SMV Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Ramona car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Ramona, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.