STEVE Klein Agency
21 Washington St # 200
Brainerd, MN 56401-3334
Phone: (218) 829-4146 | Fax: (218) 829-0893
Brainerd residents can count on STEVE Klein Agency to give a helping hand when purchasing insurance. Call (218) 829-4146 to talk to an agent or stop by at 21 Washington St # 200. Serving the greater Brainerd area and beyond.
If you're trying to find insurance agents in Brainerd, MN or just looking to lower your rates we can help. These tips may help.
- STEVE Klein Agency may be able help you with your insurance needs in Brainerd. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Brainerd auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Brainerd property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Minnesota should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.