Safeguard Bio Med Svc Inc
116 Chestnut St
Oneonta, NY 13820-2411
Phone: (607) 432-7928 | Fax: (607) 432-7929
Safeguard Bio Med Svc Inc provides residents of Oneonta with advice and guidance to help them meet their insurance needs. Call (607) 432-7928 for a no obligation quote or stop by at 116 Chestnut St. Servicing Oneonta and the entire Otsego county region.
Looking for insurance agents in Oneonta, NY or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Safeguard Bio Med Svc Inc can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Oneonta auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Oneonta. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.