Sam Baker Agency
800 Virginia Ave
Welch, WV 24801-2352
Phone: (304) 436-7283 | Fax: (304) 436-2121
Sam Baker Agency provides residents of Welch with advice and guidance to help them meet their insurance needs. Call (304) 436-7283 for a no obligation quote or stop by at 800 Virginia Ave. Servicing Welch and the entire Mc Dowell county region.
Looking for insurance agents in Welch, WV or just trying to lower your premiums? These tips may help.
- A neighborhood insurance services provider like Sam Baker Agency can make it easier to determine the correct insurance coverages for your financial situation. Licensed West Virginia insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Welch car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Welch insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Welch home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your West Virginia insurance company, then you will be rewarded with lower rates.