Shelter Insurance
108 NE 2nd St
Concordia, MO 64020-8324
Phone: (660) 463-2833 | Fax: (660) 463-1004
Shelter Insurance is dedicated to protecting Concordia families with at a price you can afford with professional service. Visit their office at 108 NE 2nd St or call (660) 463-2833 for risk-free insurance quotes. Serving Concordia and the greater Lafayette county area.
Searching for insurance agents in Concordia, Missouri or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Shelter Insurance can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Concordia is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Concordia home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.