Shelter Insurance
8230 Hickman Rd # 500
Des Moines, IA 50325-4309
Phone: (515) 276-0148 | Fax: (515) 727-2215
Des Moines residents can count on Shelter Insurance to provide guidance when purchasing insurance. Visit their office at 8230 Hickman Rd # 500 or call (515) 276-0148 to talk to an agent. Serving the greater Des Moines area and beyond.
If you're trying to find insurance agents in Des Moines, IA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Shelter Insurance may be able to help you find the best insurance rates in Iowa. By using a local Des Moines insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Des Moines auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Des Moines home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Iowa insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Des Moines and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.