Shelter Insurance
611 Church St
Ottumwa, IA 52501-4239
Phone: (641) 682-0832 | Fax: (641) 684-9832
Ottumwa residents can count on Shelter Insurance to give a helping hand when purchasing insurance. Call (641) 682-0832 to talk to an agent or stop by at 611 Church St. Serving the greater Ottumwa area and beyond.
If you're trying to find insurance agents in Ottumwa, IA or just looking to lower your rates we can help. These tips may help.
- Shelter Insurance may be able help you with your insurance needs in Ottumwa. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Ottumwa car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Ottumwa, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Some Iowa insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Ottumwa and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.