Shelter Insurance
1 Westbury Dr # 320
St Charles, MO 63301-2560
Phone: (636) 946-3322 | Fax: (636) 724-5566
Shelter Insurance provides residents of St Charles with advice and guidance to help them meet their insurance needs. Call (636) 946-3322 for a no obligation quote or stop by at 1 Westbury Dr # 320. Servicing St Charles and the entire St Charles county region.
Looking for insurance agents in St Charles, MO or just trying to lower your premiums? These tips may help.
- Shelter Insurance may assist you in finding Missouri insurance coverage. With a local St Charles insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your St Charles auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St Charles home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.