Shelter Insurance
3805 Oakland Ave # 101b
St Joseph, MO 64506-4902
Phone: (816) 232-5404
St Joseph residents can count on Shelter Insurance to give a helping hand when purchasing insurance. Call (816) 232-5404 to talk to an agent or stop by at 3805 Oakland Ave # 101b. Serving the greater St Joseph area and beyond.
If you're trying to find insurance agents in St Joseph, MO or just looking to lower your rates we can help. These tips may help.
- Shelter Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your St Joseph auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in St Joseph and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Missouri insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.