Shelter Insurance
Highway 63
Westphalia, MO 65085-0000
Phone: (573) 455-2724 | Fax: (573) 455-2300
Westphalia residents can count on Shelter Insurance to give a helping hand when purchasing insurance. Call (573) 455-2724 to talk to an agent or stop by at Highway 63. Serving the greater Westphalia area and beyond.
If you're trying to find insurance agents in Westphalia, MO or just looking to lower your rates we can help. These tips may help.
- Shelter Insurance may be able to help you find the best insurance rates in Missouri. By using a local Westphalia insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Westphalia car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Westphalia property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Missouri should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.