Siggins & Runyon Inc
93 S Finley Ave
Basking Ridge, NJ 07920-1421
Phone: (908) 766-4200 | Fax: (908) 766-4512
Siggins & Runyon Inc is dedicated to protecting Basking Ridge families with at a price you can afford with professional service. Visit their office at 93 S Finley Ave or call (908) 766-4200 for risk-free insurance quotes. Serving Basking Ridge and the greater Somerset county area.
Searching for insurance agents in Basking Ridge, New Jersey or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Siggins & Runyon Inc can help you determine the proper coverages for your personal situation. Licensed New Jersey insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Basking Ridge is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Basking Ridge home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New Jersey insurance company, then you will be rewarded with lower rates.