Simmons Insurance
225 S 1st St
Hamilton, MT 59840-3532
Phone: (406) 363-0008
Simmons Insurance provides residents of Hamilton with advice and guidance to help protect assets. Visit their office at 225 S 1st St or call (406) 363-0008 for a no obligation quote. Serving the greater Hamilton area and beyond.
Looking for insurance agents in Hamilton, MT or just trying to lower your premiums? Here are some tips to keep in mind.
- Simmons Insurance may assist you in finding Montana insurance coverage. With a local Hamilton insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Hamilton car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Hamilton home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Montana insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Hamilton and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.