Simmons Insurance
411 S 1st St
St Charles, IL 60174-2808
Phone: (630) 377-8577 | Fax: (630) 377-2767
Simmons Insurance provides residents of St Charles with advice and guidance to help them meet their insurance needs. Call (630) 377-8577 for a no obligation quote or stop by at 411 S 1st St. Servicing St Charles and the entire Kane county region.
Looking for insurance agents in St Charles, IL or just trying to lower your premiums? These tips may help.
- Simmons Insurance may assist you in finding Illinois insurance coverage. With a local St Charles insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your St Charles auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in St Charles, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.