Smith Insurance Inc
1622 Nebraska St
Sioux City, IA 51105-1154
Phone: (712) 255-0101 | Fax: (712) 255-3742
Smith Insurance Inc is dedicated to protecting Sioux City families with at a price you can afford with professional service. Visit their office at 1622 Nebraska St or call (712) 255-0101 for risk-free insurance quotes. Servicing Sioux City and the entire Woodbury county region.
Searching for insurance agents in Sioux City, Iowa or just trying to save money on insurance? Here are some tips to keep in mind.
- Smith Insurance Inc may be able help you with your insurance needs in Sioux City. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Sioux City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Sioux City home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Iowa should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.