Smith Insurance & Financial
123 E Main St
Neosho, MO 64850-1810
Phone: (417) 451-2665 | Fax: (417) 451-5710
Smith Insurance & Financial is dedicated to protecting Neosho families with at a price you can afford with professional service. Visit their office at 123 E Main St or call (417) 451-2665 for risk-free insurance quotes. Servicing Neosho and the entire Newton county region.
Searching for insurance agents in Neosho, Missouri or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Smith Insurance & Financial can make it easier to determine the correct insurance coverages for your financial situation. Licensed Missouri insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When researching auto insurance in Neosho, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Neosho home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.