Southard Insurance
2 N Plum St
Germantown, OH 45327-1395
Phone: (937) 855-4101 | Fax: (937) 855-7343
Southard Insurance provides residents of Germantown with advice and guidance to help protect assets. Visit their office at 2 N Plum St or call (937) 855-4101 for a no obligation quote. Serving the greater Germantown area and beyond.
Looking for insurance agents in Germantown, OH or just trying to lower your premiums? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Southard Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Ohio insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Have you thought about how to reduce your Germantown car insurance costs? Just by taking a little time to review your current coverages with your Germantown agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- Germantown property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Ohio. Check with your Germantown agent to find out if that discount exists with your current company.