Spectrum Insurance
1625 Springhill Ave
Kettering, OH 45409-1898
Phone: (937) 643-0081 | Fax: (937) 294-9925
Spectrum Insurance provides residents of Kettering with advice and guidance when making important insurance decisions. Their office is located at 1625 Springhill Ave or call (937) 643-0081 to speak with an agent. Serving Kettering and the greater Montgomery county area.
Looking for insurance agents in Kettering, OH or just trying to lower your premiums? Here are some insurance buying best practices.
- Spectrum Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Kettering car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Kettering, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Ohio may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.