Spencer A De Forest
1 Fountain Sq
Chattanooga, TN 37402-1307
Phone: (423) 755-1864
Spencer A De Forest is dedicated to protecting Chattanooga families with at a price you can afford with professional service. Visit their office at 1 Fountain Sq or call (423) 755-1864 for risk-free insurance quotes. Serving Chattanooga and the greater Hamilton county area.
Searching for insurance agents in Chattanooga, Tennessee or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Spencer A De Forest can help you determine the proper coverages for your personal situation. Licensed Tennessee insurance agents are trained to find possible coverage gaps in your insurance plan.
- When shopping for car insurance in Chattanooga, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Chattanooga property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Tennessee. Check with your Chattanooga agent to find out if that discount exists with your current company.