Spotsylvania County Farm
4016 Plank Rd
Fredericksburg, VA 22407-4800
Phone: (540) 786-7575 | Fax: (540) 786-6387
Spotsylvania County Farm provides residents of Fredericksburg with advice and guidance when making important insurance decisions. Their office is located at 4016 Plank Rd or call (540) 786-7575 to speak with an agent. Serving Fredericksburg and the greater Fredericksburg county area.
Looking for insurance agents in Fredericksburg, VA or just trying to lower your premiums? Here are some insurance buying best practices.
- Spotsylvania County Farm may be able to help you determine the insurance policy that's right for your specific needs.
- Your Fredericksburg auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Fredericksburg and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Virginia insurance company, then you will be rewarded with lower rates.