Sproat Insurance Unltd
442 E Baird St
Olney, IL 62450-1868
Phone: (618) 395-7000
Sproat Insurance Unltd is dedicated to protecting Olney residents with at a price you can afford with professional service. Call (618) 395-7000 for risk-free insurance quotes or stop by at 442 E Baird St. Servicing Olney and the entire Richland county region.
Searching for insurance agents in Olney, Illinois or just trying to save money on insurance? These tips may help.
- Sproat Insurance Unltd may assist you in finding Illinois insurance coverage. With a local Olney insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Olney auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Olney. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.