St Joseph Mutual Insurance Co
13 W Minnesota St
St Joseph, MN 56374-4103
Phone: (320) 363-4144 | Fax: (320) 363-0150
St Joseph Mutual Insurance Co is dedicated to protecting St Joseph residents with at a price you can afford with professional service. Call (320) 363-4144 for risk-free insurance quotes or stop by at 13 W Minnesota St. Servicing St Joseph and the entire Stearns county region.
Searching for insurance agents in St Joseph, Minnesota or just trying to save money on insurance? These tips may help.
- St Joseph Mutual Insurance Co may be able help you with your insurance needs in St Joseph. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- St Joseph auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- St Joseph property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Minnesota insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.