State Farm Insurance
30131 Town Center Dr # 275
Laguna Niguel, CA 92677-2086
Phone: (949) 495-2515 | Fax: (949) 495-1751
Laguna Niguel residents can count on State Farm Insurance to provide guidance when purchasing insurance. Visit their office at 30131 Town Center Dr # 275 or call (949) 495-2515 to talk to an agent. Serving the greater Laguna Niguel area and beyond.
If you're trying to find insurance agents in Laguna Niguel, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- State Farm Insurance may assist you in finding California insurance coverage. With a local Laguna Niguel insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Laguna Niguel auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Laguna Niguel home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.