State Farm Insurance
102 Ruth Dr
O Fallon, IL 62269-2443
Phone: (618) 632-3555 | Fax: (618) 632-3365
O Fallon residents can count on State Farm Insurance to provide guidance when purchasing insurance. Visit their office at 102 Ruth Dr or call (618) 632-3555 to talk to an agent. Serving the greater O Fallon area and beyond.
If you're trying to find insurance agents in O Fallon, IL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- State Farm Insurance may be able to help you find the best insurance rates in Illinois. By using a local O Fallon insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- O Fallon auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in O Fallon, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Illinois insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.