State Farm Insurance
213 Saint George St
Richmond, KY 40475-2323
Phone: (859) 623-6426 | Fax: (859) 623-3245
State Farm Insurance provides residents of Richmond with advice and guidance when making important insurance decisions. Their office is located at 213 Saint George St or call (859) 623-6426 to speak with an agent. Serving Richmond and the greater Madison county area.
Looking for insurance agents in Richmond, KY or just trying to lower your premiums? Here are some insurance buying best practices.
- State Farm Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Richmond auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Richmond property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Kentucky insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.