State Farm Insurance
174 W Broadway St
Sparta, IL 62286-1633
Phone: (618) 443-2825 | Fax: (618) 443-3094
Sparta residents can count on State Farm Insurance to give a helping hand when purchasing insurance. Call (618) 443-2825 to talk to an agent or stop by at 174 W Broadway St. Serving the greater Sparta area and beyond.
If you're trying to find insurance agents in Sparta, IL or just looking to lower your rates we can help. These tips may help.
- State Farm Insurance may assist you in finding Illinois insurance coverage. With a local Sparta insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- If you think your Sparta is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Sparta property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Illinois insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.