State Farm Insurance
314 4th St NE
Watertown, SD 57201-2620
Phone: (605) 882-4578 | Fax: (605) 882-4622
State Farm Insurance is dedicated to protecting Watertown families with at a price you can afford with professional service. Visit their office at 314 4th St NE or call (605) 882-4578 for risk-free insurance quotes. Serving Watertown and the greater Codington county area.
Searching for insurance agents in Watertown, South Dakota or just trying to save money on insurance? Here are some tips to keep in mind.
- State Farm Insurance may be able help you with your insurance needs in Watertown. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Watertown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Watertown home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Watertown policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some South Dakota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Watertown and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.