Statewide Insurance
9403 Mill Brook Rd # 100
Louisville, KY 40223-4001
Phone: (502) 394-0015 | Fax: (502) 425-3581
Statewide Insurance is dedicated to protecting Louisville consumers with affordably with professional service. Their office location is 9403 Mill Brook Rd # 100 or call (502) 394-0015 anytime to talk to one of their friendly professionals. Serving Louisville and the greater Jefferson county area. Our website provides more information and office hours.
Searching for insurance agents in Louisville, Kentucky or just trying to save money on insurance? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Statewide Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Kentucky insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When shopping for car insurance in Louisville, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Louisville home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kentucky insurance company, then you will be rewarded with lower rates.