Stearns Insurance Svc
4140 Thielman Ln # 201
St Cloud, MN 56301-3968
Phone: (320) 253-3525 | Fax: (320) 529-3479
Stearns Insurance Svc provides residents of St Cloud with advice and guidance to help them meet their insurance needs. Call (320) 253-3525 for a no obligation quote or stop by at 4140 Thielman Ln # 201. Servicing St Cloud and the entire Stearns county region.
Looking for insurance agents in St Cloud, MN or just trying to lower your premiums? These tips may help.
- Stearns Insurance Svc may be able help you with your insurance needs in St Cloud. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your St Cloud auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- St Cloud property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.