Stemm Agency Meemic Ins Svc
4146 Guest Dr
St Joseph, MI 49085-9536
Phone: (269) 556-9086
Stemm Agency Meemic Ins Svc is dedicated to protecting St Joseph consumers with affordably with professional service. Their office location is 4146 Guest Dr or call (269) 556-9086 anytime to talk to one of their friendly professionals. Serving St Joseph and the greater Berrien county area.
Searching for insurance agents in St Joseph, Michigan or just trying to save money on insurance? Here are some insurance buying best practices.
- Stemm Agency Meemic Ins Svc is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your St Joseph car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- St Joseph home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Michigan should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.