Stephen Joshua Assoc
499 Hempstead Tpke
West Hempstead, NY 11552-1158
Phone: (516) 481-5010
Stephen Joshua Assoc is dedicated to protecting West Hempstead residents with at a price you can afford with professional service. Call (516) 481-5010 for risk-free insurance quotes or stop by at 499 Hempstead Tpke. Servicing West Hempstead and the entire Nassau county region.
Searching for insurance agents in West Hempstead, New York or just trying to save money on insurance? These tips may help.
- Stephen Joshua Assoc is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your West Hempstead auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- West Hempstead property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.