Stuart G Smith Agency
1577 Monroe Ave
Rochester, NY 14618-1412
Phone: (585) 244-7540 | Fax: (585) 256-3318
Rochester residents can count on Stuart G Smith Agency to provide guidance when purchasing insurance. Visit their office at 1577 Monroe Ave or call (585) 244-7540 to talk to an agent. Serving the greater Rochester area and beyond. Our website provides more information and office hours.
If you're trying to find insurance agents in Rochester, NY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Stuart G Smith Agency may be able to help you find the best insurance rates in New York. By using a local Rochester insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Rochester, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Rochester home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your New York insurance company, then you will be rewarded with lower rates.