Summerville Insurance
304 E Main St
Kingston, MO 64650-9181
Phone: (660) 354-2314
Kingston residents can count on Summerville Insurance to give a helping hand when purchasing insurance. Call (660) 354-2314 to talk to an agent or stop by at 304 E Main St. Serving the greater Kingston area and beyond.
If you're trying to find insurance agents in Kingston, MO or just looking to lower your rates we can help. These tips may help.
- Summerville Insurance may assist you in finding Missouri insurance coverage. With a local Kingston insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Kingston car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Kingston home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Missouri. Check with your Kingston agent to find out if that discount exists with your current company.