T J Burns & Assoc
41 State Route 34 S
Colts Neck, NJ 07722-1753
Phone: (732) 294-0990 | Fax: (732) 294-1266
T J Burns & Assoc provides residents of Colts Neck with advice and guidance to help protect assets. Visit their office at 41 State Route 34 S or call (732) 294-0990 for a no obligation quote. Serving the greater Colts Neck area and beyond.
Looking for insurance agents in Colts Neck, NJ or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like T J Burns & Assoc can help you determine the proper coverages for your personal situation. Licensed New Jersey insurance agents are trained to find possible coverage gaps in your insurance plan.
- Colts Neck auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Colts Neck home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New Jersey may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.