Ted Schmuckie & Assoc
8911 Greenway Commons Pl #100
Louisville, KY 40220-4064
Phone: (502) 493-7142 | Fax: (502) 493-8203
Ted Schmuckie & Assoc is dedicated to protecting Louisville residents with at a price you can afford with professional service. Call (502) 493-7142 for risk-free insurance quotes or stop by at 8911 Greenway Commons Pl #100. Servicing Louisville and the entire Jefferson county region.
Searching for insurance agents in Louisville, Kentucky or just trying to save money on insurance? These tips may help.
- Ted Schmuckie & Assoc is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Louisville car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Louisville home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kentucky insurance company, then you will be rewarded with lower rates.