Terry H Howard
300 W Osborn Rd # 405
Phoenix, AZ 85013-3925
Phone: (602) 277-7465
Terry H Howard is dedicated to protecting Phoenix families with at a price you can afford with professional service. Visit their office at 300 W Osborn Rd # 405 or call (602) 277-7465 for risk-free insurance quotes. Servicing Phoenix and the entire Maricopa county region.
Searching for insurance agents in Phoenix, Arizona or just trying to save money on insurance? Here are some tips to keep in mind.
- Terry H Howard may be able help you with your insurance needs in Phoenix. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Phoenix auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Phoenix. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Arizona insurance company, then you will be rewarded with lower rates.