Terry L Smith Financial Svc
12 W Lake Blvd
Danville, IL 61832-1113
Phone: (217) 443-9137 | Fax: (217) 443-9623
Terry L Smith Financial Svc provides residents of Danville with advice and guidance when making important insurance decisions. Their office is located at 12 W Lake Blvd or call (217) 443-9137 to speak with an agent. Serving Danville and the greater Vermilion county area.
Looking for insurance agents in Danville, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- Terry L Smith Financial Svc may be able to help you find the best insurance rates in Illinois. By using a local Danville insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Danville auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Danville insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Danville home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Illinois insurance company, then you will be rewarded with lower rates.