Thomas Graham Insurance
318 Main St
Cold Spring, MN 56320-2577
Phone: (320) 685-3672 | Fax: (320) 685-4535
Cold Spring families can depend on Thomas Graham Insurance to provide guidance and answer any questions. Their office location is 318 Main St or call (320) 685-3672 to talk with a representative. Servicing Cold Spring and the entire Stearns county region.
If you're trying to find insurance agents in Cold Spring, MN or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Thomas Graham Insurance may be able to help you find the best insurance rates in Minnesota. By using a local Cold Spring insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Cold Spring auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- Cold Spring home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.