Toby Koonce Insurance
1604 W Main St
Shelbyville, IL 62565-9570
Phone: (217) 774-5581 | Fax: (217) 774-5600
Toby Koonce Insurance is dedicated to protecting Shelbyville consumers with affordably with professional service. Their office location is 1604 W Main St or call (217) 774-5581 anytime to talk to one of their friendly professionals. Serving Shelbyville and the greater Shelby county area.
Searching for insurance agents in Shelbyville, Illinois or just trying to save money on insurance? Here are some insurance buying best practices.
- Toby Koonce Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Shelbyville car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Shelbyville home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Shelbyville policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.