Tom D Ervin Insurance Inc
303 E Main St
Cortez, CO 81321-3241
Phone: (970) 565-3796 | Fax: (970) 565-4494
Cortez residents can count on Tom D Ervin Insurance Inc to provide guidance when purchasing insurance. Visit their office at 303 E Main St or call (970) 565-3796 to talk to an agent. Serving the greater Cortez area and beyond.
If you're trying to find insurance agents in Cortez, CO or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Tom D Ervin Insurance Inc may be able to help you determine the insurance policy that's right for your specific needs.
- Your Cortez auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Cortez. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Colorado may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.