Tom Smith
2907 Merle Hay Rd
Des Moines, IA 50310-1155
Phone: (515) 633-2335
Tom Smith is dedicated to protecting Des Moines families with at a price you can afford with professional service. Visit their office at 2907 Merle Hay Rd or call (515) 633-2335 for risk-free insurance quotes. Servicing Des Moines and the entire Polk county region.
Searching for insurance agents in Des Moines, Iowa or just trying to save money on insurance? Here are some tips to keep in mind.
- Tom Smith is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Des Moines, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Des Moines property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.