VIM Specialties
317 E 1st St
Monticello, IA 52310-1583
Phone: (319) 465-4290 | Fax: (319) 465-5766
Monticello families can depend on VIM Specialties to provide guidance and answer any questions. Their office location is 317 E 1st St or call (319) 465-4290 to talk with a representative. Servicing Monticello and the entire Jones county region.
If you're trying to find insurance agents in Monticello, IA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like VIM Specialties can make it easier to determine the correct insurance coverages for your financial situation. Licensed Iowa insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Monticello car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Monticello and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.